document.write("<div class=wrapper>"+
			   <!--Main Menu -->
        "<div class=menu_layer>"+
          "<div class=main_menu><ul>"+
		  "<li><a href=products_and_services.html class=menu1><span>Group Products</span></a></li>"+
            "<li><a href=our_staff.html class=menu2><span>Individual Products</span></a></li>"+
            "<li><a href=quote_request.aspx class=menu3><span>Request a Quote</span></a></li>"+
            "<li><a href=newsletter.aspx class=menu4><span>News &amp; Bulletins</span></a></li>"+
            "<li><a href=technology.html class=menu5><span>Technology Tools</span></a></li>"+
            "<li><a href=wellness_resources.html class=menu6><span>Wellness Resources</span></a></li>"+
            
            "</ul>"+
          "</div>"+
        "</div>"+
        "<div class=header>"+
          "<table width=100% border=0 cellspacing=0 cellpadding=0>"+
            "<tr>"+
              "<td align=left valign=top><a href=index.html><img src=images/ceba_logo.jpg width=231 height=65 class=logo /></a></td>"+
          "<td align=right valign=top>"+
		  <!--Submenu -->
            "<div class=submenu>"+
              "<ul>"+
                "<li><a href=index.html class=home><span>Home</span></a></li>"+ 
                "<li><a href=about.html class=about><span>About Us</span></a></li>"+
                "<li><a href=contact.aspx class=contact><span>Contact Us</span></a></li>"+
              "</ul>"+
            "</div>"+
            "<div><a href=http://www.ubabenefits.com target=_blank><img src=images/UBA_logo.gif /></a></div>"+
            "<div><img src=images/spacer.gif width=1 height=38 /></div></td>"+
        "</tr>"+
          "</table>"+
        "</div>"+
  "</div>");